Build Business Credit

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1
Step 1 Get Your EIN
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Apply for your Employer Identification Number from the IRS — free and takes minutes.

2
Step 2 Open a Business Bank Account
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Separate your business and personal finances. Most banks require your EIN and LLC documents.

3
Step 3 Get a D-U-N-S Number
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Register with Dun & Bradstreet to establish your business credit file.

4
Step 4 Open a Business Card
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Apply for a card in your business name. Brex, Ramp, and Nav work for new LLCs.

5
Step 5 Add Your First Tradeline
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A tradeline is a credit account reported to business bureaus. Net 30 vendors are the easiest first step.

After formation, building credit is the highest-value step most founders skip. This roadmap is your sequence.

Founder Community

Priya K. · IndieCorp LLC pre-seed

Best bank for a brand-new single-member LLC?

Just got my EIN. Trying to figure out where to open a business checking account. Brex keeps rejecting me (no revenue yet), Chase wants a yea…

Marcus T. · Meridian Advisory seed

How do you time your first tradeline after D-U-N-S registration?

Got my D-U-N-S last week. Nav is pushing their vendor tradelines but I keep reading you need to wait until your business file is "mature." I…

Aisha M. · Beaconflow Inc series-a

Series A founder looking for intros to growth-stage VCs doing SaaS

Our ARR hit $400K and we are starting to think about a raise. Anyone have warm intros to firms that write $5-15M checks for B2B SaaS with $1…